High-interest title loans and upside-down car loans show up all over the Metroplex. Pick your city to see options for getting out from under one.
- The Pew Charitable Trusts found that the average title loan borrower pays about $1,200 in fees to borrow $1,000, and that a typical payment takes about half of a borrower’s monthly income.
- Half of the borrowers Pew surveyed used the loan for regular bills, not a one-time emergency, and a third had no other working vehicle at home.
- The Consumer Financial Protection Bureau found that more than 4 in 5 single-payment title loans are renewed the day they’re due.
- In mid-2026, nearly 3 in 10 people trading in a car toward a new one owed more than it was worth, by an average of $6,884, according to Edmunds.
Two programs, built around what you can afford
- Title Payoff: for high-interest title loans where the balance never seems to move.
- Take Over Payments: for car loans where you owe more than the car is worth.
Research sources: The Pew Charitable Trusts, Auto Title Loans (2015); Consumer Financial Protection Bureau, single-payment auto title loan report (2016); Edmunds Q2 2026.
Common questions
Which areas does ReDrive serve?
We work with people across Texas, with a focus on Dallas–Fort Worth.
Will checking my options affect my credit?
No. We don’t pull your credit to review your situation.
See what your options look like.
Tell us a little about your loan and we’ll follow up with options that fit your situation, in writing. It’s free, there’s no obligation, and we don’t pull your credit.
See my options →Or call us: (817) 382-2093 · ReDrive Solutions, Plano, TX
ReDrive Solutions is not a lender and is not affiliated with, endorsed by, or sponsored by any company named on this site. Company names are used only to identify the kinds of loans people ask us about. This page is general information, not legal or financial advice. Every situation is different, and any option we offer is explained in writing before you agree to anything.